Bank Central Asia
Indonesia is a tough place to bank. Operating a branch network across an archipelago of more than 15,000 islands, home to 240 million people, is a costly proposition and one that places a premium on efficiency, which is where Bank Central Asia excels.
BCA is the leading transaction bank in Indonesia and has one of the lowest operating costs in the industry, at around 3% of its total assets for the year to March. A large customer base helps it to achieve the lowest cost of funds among the country’s main banks...