History of low risk

Sir,

I have read your article citing Lee Chuk Yan regarding pensions. I suspect that there is more to it than he states.

There has been a history in Hong Kong of several employers choosing low risk funds with guarantees in the ORSO Ordinary Retirement Scheme Ordinance regime because they did not want to have their employees' retirement money suffer the possibility of diminution due to adverse cycles of high risk products. Mr Lee cites...

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